Build and document
Constructing portfolios—from defining an investment philosophy to selecting funds—requires navigating a series of critical decisions. It’s like reaching a fork in the road: should you go right or left? What evidence supports your choice? Which path aligns with your objectives? What are the potential impacts and risks of each route?
At Albion, we guide our clients through these pivotal decisions, helping them chart a clear, well evidenced course. Every decision is documented in a bespoke Investment Process Manual (IPM) that we create and help maintain, ensuring it remains current and relevant.
We assist in constructing both traditional portfolios and values-based portfolios, tailored to align with our clients’ unique preferences and priorities.
Ongoing governance
In many ways, setting up portfolios is the straightforward part. The real challenge lies in maintaining them and continuously evaluating the process over time. This is where the Investment Committee plays a crucial role—and where we actively contribute and drive as a guest member.
We provide valuable oversight and research through several key documents, including (but not limited to) the Albion Governance Update reports (published twice a year, offering insights into various investment and financial planning topics), our Portfolio Analysis Tool, Multi-Manager Comparison Tool, Risk Matrix, and Asset Class Heat Map. These resources ensure informed and effective decision-making within the committee.
For firms choosing the DFM route, the ultimate responsibility for governance and for the creation and management of portfolios lies with P1 Investment Services who, alongside Albion, will attend their Investment Committee meetings overseeing the portfolios.
Outsourced expert
Managing an investment programme inevitably raises questions, challenges, and the need for expert guidance. We position ourselves as an independent, outsourced expert, offering support and practical solutions for the many details that arise along the way.
Client communication
Establishing a robust and compelling investment process is essential but effectively communicating it to clients is equally critical. To support this, we’ve developed a suite of branded documents tailored to our clients’ style, ready for immediate use.
Systematic investing demands patience, discipline, and fortitude—principles that benefit from consistent reinforcement. To help clients stay informed and confident, we provide concise, bi-weekly educational notes designed for end clients. These notes cover timely and practical topics, such as strategies for navigating market uncertainty, protecting against inflation, or understanding the risks of speculative investments like cryptocurrencies.
Our fees
For firms implementing their model portfolios in-house, we charge a simple monthly subscription fee of £1,800 per month (plus VAT, with an annual CPI uplift). Our service and commitment remain consistent, whether a firm has £50 million under advice or more than £1 billion.
Albion also collaborates with select groups of financial planning firms that manage portfolios through a centralised process. Group fees vary based on the number of firms involved—contact us for more information.
Summary:
- In-house execution: £1,800 pcm + VAT
- DFM execution: contact us for more information.
Get in touch
Don't hesitate to get in touch - we would be delighted to receive your call or email. For enquiries about our service, please use the contact form and one of the team will respond in due course.
Albion Strategic Consulting
Unit 7
The Boat Shed
Michael Browning Way
Exeter
EX2 8DD